TERMS & CONDITIONS

Terms and Conditions

Last Updated: 12th April, 2026.

Welcome to Cardcentrals. These Terms and Conditions govern your use of our website and mobile application. By accessing or using our platform, you agree to comply with and be bound by these terms.

Acceptance of Terms

By using Cardcentrals, you confirm that you:

  • Are at least 18 years old
  • Agree to abide by these Terms and Conditions
  • Will use the platform only for lawful purposes

If you do not agree, please do not use our services.

User Accounts

To access full features, you must create an account on our mobile app.

You agree to:

  • Provide accurate and complete information
  • Keep your login details secure
  • Be responsible for all activities under your account

Gift Card Transactions

By submitting a gift card, you agree that:

  • You are the rightful owner of the gift card
  • The card is valid, unused, and legally obtained
  • All details provided are accurate

Cardcentrals reserves the right to:

  • Reject invalid or suspicious transactions
  • Verify gift card authenticity before processing
  • Cancel transactions that violate our policies

Rates and Payments

  • Gift card rates are subject to change at any time
  • The applicable rate is the one shown at the time of transaction
  • Payments are processed after successful verification
  • Cardcentrals is not responsible for delays caused by incorrect user details

Prohibited Activities

You agree not to:

  • Submit stolen, fraudulent, or already used gift cards
  • Attempt to hack, disrupt, or misuse the platform
  • Use the platform for illegal activities
  • Provide false or misleading information

Violation of these rules may result in:

  • Account suspension or termination
  • Legal action where necessary

Security

We take security seriously, but you are also responsible for:

  • Keeping your account credentials safe
  • Not sharing your login details
  • Reporting any unauthorized access immediately

Limitation of Liability

Cardcentrals shall not be held liable for:

  • Losses resulting from invalid or fraudulent gift cards
  • Delays caused by third-party services
  • Technical issues beyond our control

Use of the platform is at your own risk.

Third-Party Services

Our platform may integrate or link to third-party services. We are not responsible for their content, policies, or actions.

Modifications to Terms

We reserve the right to update or modify these Terms at any time. Continued use of the platform after changes means you accept the updated Terms.

Termination

We may suspend or terminate your access if:

  • You violate these Terms
  • We detect suspicious or fraudulent activity

Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.

Contact Information

If you have any questions about these Terms, please contact us:

  • Email: support@Cardcentrals.com
  • WhatsApp: +(234) 810-899-3922
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